Website Structure - Local Service Area Business

[usingh2212]

Wanted feedback for website structure for local service area business with multiple service and location pages. (I am using generic links here, not actual urls)

Currently I have set up looks like this>
https://fencestaining.com/fence-staining-Houston-tx/
https://fencestaining.com/fence-staining-cypress-tx/

Some other examples I have seen
https://www.powerwashing.com/pressure-washing-near-me/Jersey Village TX
https://powerwashing.com/dripping-springs-tx-pressure-washing/

Is this structure ok or should i use something like this:
www.pressurewashing.com/pressure-washing/service-areas/houston-tx

And does it makes a big difference with Breadcrumbs.